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When you’re ready to find a home, the last thing you want to do is limit your possibilities. Dream big, right?
If you don't have a pre-approval letter you might actually prevent yourself from finding your dream home.
The first and one of the most important starting steps to purcashing a home is applying for a mortgage and earning a pre-approval letter. The process can be quick, painless and once qualified you'll have a great idea of your budget and spending power. With our help we can put you in touch with some fantastic lenders who have helped dozens of our clients get pre-approved and more importantly closed on their dream homes.
Here are some key factors why your Pre-Approval letter is crucial when looking for a new home:
1# Identify how much you can actually afford Your lender will take into consideration all your income and current debts to workout how much you can spend. Higher Acceptance Rate for Buyers With Pre-Approval
2# Submit offers fast and efficiently When you find the perfect house you want to be able to submit an offer quickly and effciently to get the property offer the markert as soon as possible. If the market is experiencing a high level of buyers you want to make sure you're one step ahead of the others and ready to make an offer. Better Results From a REALTOR®
3# Identify what kind of loan you can qualify for (FHA, VA, Conventional etc) There are a variety of different loans, down payments and options out there so make sure you pick the right loan for you. Some sellers will not accept some specific loans especially if you're trying to purchase a condo. Less Stress With Pre-Approval
The pre approval letter is your greatest advantage and we want to make sure you're in the best buying position possible when looking for your dream home.
Type anything you want here and we will see what we can find in the property descriptions. Maybe a name of a golf course you want to live by or a term like fixer upper.